Payload

Unlocking tomorrow's banking today

As the embedded banking landscape evolves, Payload is here to ensure you’re not just adapting, but thriving. We’re more than just a Fintech solution - we’re your partner in unlocking the future of banking. Your future, our turnkey cards and banking program management solution.

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Your banking aspirations realised with Payload

With Payload, you gain access to a comprehensive set of card issuing capabilities, and the essential Fintech infrastructure. Coupled with regulatory compliance, we empower your business to expand into new markets and serve a wider customer base.

Modern banking stack. One contract.

The Payload banking stack harnesses the strength of top-tier Fintech service providers, delivering remarkable benefits such as streamlined contracts, cost efficiencies, unwavering compliance and security, scalability, expedited market entry and robust unit economics.

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Cards provided to EEA residents are issued by Transact Payments Malta Limited and cards provided to UK residents are issued by Transact Payments Limited pursuant to licences by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

PAYLOAD LTD is a distributor of Transact Payments and Transact Payments Malta Limited; and may distribute and redeem e-money and provide payment services.

PAYLOAD LTD is a limited company registered in England and Wales with Registration Number 14606631 and registered office Epworth House, 25 City Road, London, England, EC1Y 1AA.